Security & Payment Policy

Effective Date: [Insert Date]
Last Updated: [Insert Date]

At FMA, Inc. (“FMA,” “we,” “our,” or “us”), your security and trust are our top priorities. This Security & Payment Policy explains how we protect payment data, what payment methods we accept, and the safeguards we have in place to secure your transactions when using the Find Me Alive website, applications, and services (collectively, the “Services”).

1. Accepted Payment Methods

We accept major payment methods, which may include:

Credit and debit cards (Visa, Mastercard, American Express, Discover).
Digital wallets (e.g., Apple Pay, Google Pay, PayPal).
Other payment options as made available at checkout.

All payments are processed in U.S. dollars (USD), unless otherwise stated at checkout.

2. Secure Payment Processing

Payments are processed through trusted third-party providers that are PCI DSS (Payment Card Industry Data Security Standard) compliant.
FMA does not store full credit or debit card numbers on our servers.
Encryption and tokenization methods are used to protect sensitive payment data during processing.

3. Data Security Practices

We take strong measures to safeguard your information, including:

Secure Sockets Layer (SSL) / HTTPS encryption across our Services.
Regular system monitoring, firewalls, and intrusion detection.
Access controls and employee training on data protection.
Limited retention of payment-related data, stored only as long as necessary for business or legal requirements.

4. Fraud Prevention

To protect against unauthorized transactions, FMA may:

Require additional verification or identity confirmation before completing high-value transactions.
Monitor transactions for unusual or suspicious activity.
Refuse or cancel transactions that appear fraudulent.

5. Customer Responsibility

To help keep your payment information secure, you agree to:

Use only payment methods that belong to you or that you are authorized to use.
Keep your account credentials confidential.
Notify us immediately if you suspect unauthorized access to your account or payment details.

6. Liability Disclaimer

While FMA takes strong security measures, no method of online transmission or storage is 100% secure. We cannot guarantee absolute security of payment data and are not responsible for losses resulting from unauthorized access beyond our reasonable control.

7. Contact Us

For questions or concerns regarding payments or security, please contact us:

Email: [Insert Contact Email]
Mailing Address: FMA, Inc. – [Insert Full Mailing Address]